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Full Description
Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area. Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners--as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.
Contents
Coming home storieseleven miserly guidelines -- Guideline 1: don't confuse frugality with depriving yourself -- Guideline 2: remove little wasters of your money -- Guideline 3: keep track of food prices --Guideline 4: don't buy everything at the same store -- Guideline 5: buy in bulk whenever possible -- Guideline 6: make your own whenever possible -- Guideline 7: eliminate convenience foods -- Guideline 8: cut back on meats -- Guideline 9: waste nothing -- Guideline 10: institute a soup and bread (or baked potato) night -- Guideline 11: cook several meals at once and freeze them -- Special needs -- Some great recipes -- Be wary of warehouse clubs -- Stretch the season -- Dinner on meeting night -- Birthdays, holidays and special occasions -- Baby care -- The cost of working -- Clothing -- Help for the working mom -- The husband -- Ten ways to get your kids to save -- Miscellaneous tips: photo developing, gas, milk, bread machines, coffee, decorating and furniture, hair care, cosmetics, credit cards, vacations, tools and appliances, paint and varnish, legal advice, check charges and bank fees, long distance phone carriers, seasonal savings chart -- Medical expenses -- Utilities -- Crafts for kids -- Saferand cheaper -- An easy $10,000 -- Appendix a: menu plans -- Appendix b: substitutions, equivalency tables, metric conversions -- Appendix c: additional resources.
